Tom Earnest

Tom Earnest

Real Estate Broker / Realtor, John L. Scott Real Estate

Navigating Senior Relocation

For many seniors in Kitsap County and across Washington State, the decision to relocate is both exciting and emotional. Whether the move is to be closer to family, downsize to a more manageable space, or transition into a senior living community, selling a long-time home is a major step. Understanding the process and preparing both mentally and financially can help ensure a smoother, more rewarding experience.

Selling Your Home and Moving Forward in Kitsap County

Why Seniors Relocate

The motivations behind senior moves are as diverse as the individuals themselves. Some want to simplify life by eliminating the upkeep of a larger property. Others seek homes with single-level layouts, proximity to healthcare, or community amenities. In Kitsap County, we have seen a growing trend of seniors moving into vibrant 55+ communities in areas like Silverdale, Poulsbo, and Port Orchard, where maintenance is minimal and social opportunities abound.

Timing the Sale

One of the biggest decisions is when to put the home on the market. Kitsap County typically experiences its strongest real estate activity in the spring and early summer. However, market conditions matter more than seasons—your Realtor can provide a current market analysis to determine the best listing window.

As of mid-2025, Kitsap County’s median home price is hovering around $540,000, and well-maintained homes in desirable areas often receive multiple offers. Seniors who have owned their homes for decades may benefit from significant equity gains, making it possible to finance their next chapter with confidence.

Preparing the Home for Sale

Downsizing often begins with decluttering—a process that can be both physically and emotionally demanding. Sorting through decades of belongings takes time, so starting early is key. Many families enlist professional organizers or estate sale companies to help.

Home preparation also includes repairs and updates. Here is what to prioritize:

  • Minor Repairs: Fix leaky faucets, replace worn carpet, and touch up paint. These small changes can make a big difference.
  • Curb Appeal: Fresh landscaping, a new mailbox, and power-washed siding can attract more buyers.
  • Safety Enhancements: Handrails, brighter lighting, and clear walkways make a home more welcoming to all visitors.

Financial and Legal Considerations

Seniors should discuss potential capital gains taxes, inheritance implications, and estate planning with a financial advisor before selling. Washington State does not have a state income tax, but federal taxes may still apply. If the home has been the primary residence for at least two of the last five years, sellers may qualify for significant capital gains exclusions—up to $250,000 for individuals and $500,000 for married couples.

The Emotional Side of Moving

For many, the home represents a lifetime of memories. Leaving can be bittersweet, even when the move is a positive step. Families should acknowledge the emotions involved and focus on the benefits: easier maintenance, closer connections, and the opportunity to create new memories in a new setting.

Choosing the Right Realtor

Collaborating with a Realtor experienced in senior relocation is invaluable. They understand the unique needs of older sellers, from coordinating with family members to recommending trusted movers, downsizing specialists, and elder law attorneys.

A New Chapter Awaits

Relocating in your senior years is more than a change of address—it is the beginning of an exciting new chapter. With thoughtful planning, informed choices, and the support of trusted professionals, seniors in Kitsap County can make the move with confidence and peace of mind. Partnering with a local senior relocation advisor provides valuable resources, personal guidance, and a steady hand, helping ensure the transition feels less like a chore and more like the start of your next great adventure.

 

Tom Earnest – Real Estate Broker / Realtor for John L. Scott Real Estate  w/ assistance from Jenn Cabrera – Oasis Senior Advisor – Oasis Senior Advisors – Puget Sound

Tom Earnest

Tom Earnest

Real Estate Broker / Realtor, John L. Scott Real Estate
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